NOW OPENDuit Ready Referral Agent Programme: free to join, commission on every disbursed loan. Apply now
Duit Ready
Duit Ready
Join as Agent
REFERRAL AGENT PROGRAMME

Know someone who needs a loan?
Refer them. Get paid.

Join Duit Ready as a Referral Agent. Share your personal referral code with friends, family, customers or anyone in your network. When their loan is disbursed, you earn a commission. No selling, no paperwork, no cost to join.

RM 0

to join, no targets

1 code

tracks all your referrals

Every loan

disbursed earns you commission

Apply to be a Referral Agent

Takes 1 minute. Our team will WhatsApp you to onboard you.

Your commission structure is explained during onboarding, before you make your first referral.

WHO IT'S FOR

If people ask you "where can I get a loan?", this is for you

You already know people who need financing. Now you can point them to a free comparison of licensed lenders, and earn from it.

Insurance and takaful agents

Your clients trust you with their money matters. Give them a safe place to compare loans.

Property and car sales agents

Buyers often need cash for deposits, fees or renovation. Help them find the funding to close the deal.

Freelancers and gig workers

Turn your WhatsApp groups and social media following into extra income on your own time.

Anyone with a network

Business owners, community helpers, friends who always know someone. If you can share a code, you can join.

How it works

From sign-up to your first commission in 4 steps.

Apply to Join
1

Sign up

Fill in the 1-minute form above. It's free and there are no sales targets.

2

Get onboarded

Our team contacts you, explains the commission structure and gives you your personal referral code.

3

Share your code

Share it on WhatsApp, social media or face to face. Your referral enters the code when they apply on Duit Ready.

4

Get paid

When their loan is disbursed, your commission is paid to your bank account.

WHY DUIT READY

Something you can recommend with a clear conscience

Your name is on every referral. That's why we only work with licensed lenders and keep everything free and transparent for the people you send us.

Free for your referrals

They compare their options at no cost. You're giving them something useful, not selling them something.

Licensed lenders only

You never have to worry about sending a friend to a loan shark.

Personal and business loans

Refer employees, self-employed people and business owners. More people you can help, more you can earn.

Track every referral

See who applied, whose loan was disbursed and what commission is on the way.

We do the work

Our team handles the comparison, documents and follow-up. You just make the introduction.

A real team behind you

Questions about a referral? WhatsApp us and a real person will reply.

How much can I earn?

You earn a commission for every disbursed loan that comes from your code. The more people you help, the more you earn. We take you through the full commission structure and payout schedule when we onboard you, so you know exactly how it works before your first referral.

Apply to Join

AGENT CODE OF CONDUCT

We protect your referrals, and your reputation

Every Referral Agent agrees to these rules. Breaking them ends the agent account.

Only share accurate information about Duit Ready

Only refer people who agreed to be contacted

Handle personal data in line with PDPA 2010

Never promise approval, rates or loan amounts

Never collect money or fees from borrowers

Never ask for banking passwords, PINs or TAC codes

REPRESENTING AN ORGANISATION?

Become a Channel Partner instead

Associations, merchants and employers who want to offer Duit Ready to their members or staff can join as a Channel Partner.

Channel Partner details

Referral Agent FAQ

Have another question? WhatsApp our partnerships team.

WhatsApp Us

No. Joining is free, there are no sales targets and no monthly fees. You only need a mobile number and a bank account in your own name to receive commission.

Help people borrow better. Get paid for it.

Free to join. Onboarding takes one short call.

Apply to Join